.hc-reading{background:#fff}.hc-reading main{overflow:clip}.hc-reading :is(h1,h2,h3){font-family:Montserrat,sans-serif}.hc-reading-hero{background:radial-gradient(ellipse at 90% 50%,#183a61,transparent 60%),#071326;color:#fff;padding:38px 0 48px}.hc-reading-hero__grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr);gap:64px;align-items:center}.hc-reading-back{display:inline-block;margin-bottom:32px;color:#b9c7dc;font-size:12px;text-decoration:none}.hc-reading-hero .hc-kicker{color:#ecc47e}.hc-reading-hero h1{font-size:clamp(32px,3.3vw,49px);line-height:1.13;letter-spacing:-1.7px;color:#fff;margin:16px 0 20px;max-width:760px}.hc-reading-hero__copy>p{font-size:16px;line-height:1.8;color:#c5cfde;max-width:650px}.hc-reading-meta{display:flex;flex-wrap:wrap;gap:8px 16px;margin:24px 0;color:#9fb1c9;font-size:11px}.hc-reading-meta span+span:before{content:'·';margin-right:16px}.hc-reading-actions{display:flex;align-items:center;flex-wrap:wrap;gap:17px 24px}.hc-reading-button{display:inline-flex;justify-content:center;align-items:center;padding:14px 20px;border-radius:9px;background:#edc379;color:#0b1e3d!important;font-size:12px;font-weight:700;text-decoration:none;line-height:1.5}.hc-reading-button:hover{background:#ffda97}.hc-reading-link{font-size:12px;font-weight:600;color:inherit;text-underline-offset:5px}.hc-reading-hero__art{margin:0;justify-self:center;width:min(100%,280px);height:355px;border:1px solid #ffffff28;border-radius:20px;overflow:hidden;transform:rotate(3deg);box-shadow:0 24px 70px #0005}.hc-reading-hero__art img{width:100%;height:100%;object-fit:cover}.hc-reading-hero--study .hc-reading-hero__grid{grid-template-columns:1.1fr 1fr}.hc-reading-hero--study .hc-reading-hero__art{width:100%;height:auto;aspect-ratio:3/2;transform:rotate(-2deg);border-radius:17px}.hc-reading-layout{display:grid;grid-template-columns:248px minmax(0,1fr);gap:64px;padding-top:58px;padding-bottom:75px}.hc-reading-sidebar__inner{position:sticky;top:105px}.hc-person{border:1px solid #dce3ed;border-radius:17px;overflow:hidden;background:#f7f8fa;box-shadow:0 12px 30px #0c234b08}.hc-person__portrait{height:210px;background:radial-gradient(ellipse at 50% 30%,#f8f7f5,#deddd9);overflow:hidden}.hc-person__portrait img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 20%}.hc-person__body{padding:20px}.hc-person__body>span{font:700 8px/1.5 Montserrat,sans-serif;letter-spacing:1.5px;color:#8d6c36}.hc-person__body h2{font-size:18px;line-height:1.3;letter-spacing:-.4px;margin:10px 0 7px;color:#10274a}.hc-person__body p{font-size:11px;line-height:1.65;color:#64748a;margin:0 0 16px}.hc-person__body a{display:flex;align-items:center;gap:8px;color:#1956a1;font-size:11px;font-weight:600;text-decoration:none}.hc-person__body a b{display:grid;place-items:center;width:19px;height:19px;background:#185a9f;color:#fff;font:700 13px Arial,sans-serif;border-radius:3px}.hc-reading-toc{margin-top:26px}.hc-reading-toc h2{font-size:11px;color:#263f60;margin:0 0 12px}.hc-reading-toc a{display:flex;gap:10px;padding:9px 0;color:#6b7a8e;text-decoration:none;font-size:10px;line-height:1.6;border-bottom:1px solid #edf0f4}.hc-reading-toc a:hover{color:#1054ad}.hc-reading-toc a span{flex:0 0 19px;color:#9b7943;font-size:9px}.hc-reading-article{min-width:0}.hc-reading-summary{padding:29px 32px;background:#f3f6fa;border-left:3px solid #c39b5c;border-radius:0 12px 12px 0}.hc-reading-summary>p{font-size:16px;line-height:1.85;margin:13px 0 0;color:#2d4565}.hc-reading-summary h2{font-size:24px;line-height:1.35;letter-spacing:-.6px;margin:14px 0}.hc-reading-section{position:relative;padding:42px 0 0;scroll-margin-top:115px}.hc-reading-section__number{display:block;color:#ae8950;font:600 10px Montserrat,sans-serif;letter-spacing:1.7px;margin-bottom:9px}.hc-reading-section h2,.hc-reading-faq h2,.hc-pdf h2{color:#10274a;font-size:25px;line-height:1.35;letter-spacing:-.65px;margin:0 0 18px}.hc-reading-section p,.hc-reading-section li,.hc-pdf>p,.hc-reading-faq p{font-size:15px;line-height:1.95;color:#435671;margin:0 0 17px}.hc-reading-section ul{padding-left:22px;margin:22px 0}.hc-reading-section li{padding-left:5px;margin-bottom:10px}.hc-reading-section li::marker{color:#b28a4c}.hc-reading-takeaway{background:#0d2444;border-radius:14px;padding:29px 32px;margin:38px 0;color:#fff}.hc-reading-takeaway span{color:#edc379;font:700 9px Montserrat,sans-serif;letter-spacing:1.7px}.hc-reading-takeaway p{font:500 22px/1.5 Montserrat,sans-serif;margin:13px 0 0;letter-spacing:-.4px}.hc-reading-faq{padding:10px 0 30px}.hc-reading-faq details{border-bottom:1px solid #dfe6ee;padding:18px 0}.hc-reading-faq summary{cursor:pointer;color:#1e3b60;font-size:14px;font-weight:600;line-height:1.7}.hc-reading-faq details p{font-size:14px;margin:14px 0 0}.hc-reading-sources{border-top:1px solid #dfe6ee;padding:27px 0 30px}.hc-reading-sources h2{font-size:13px;color:#213b5c}.hc-reading-sources p,.hc-reading-sources li,.hc-reading-sources a{font-size:11px;line-height:1.9;color:#6b7b91}.hc-reading-sources ul{padding-left:17px}.hc-reading-sources a{color:#195da9;text-underline-offset:3px}.hc-reading-contact{scroll-margin-top:115px;border:1px solid #dce4ee;box-shadow:0 18px 60px #122b4b0a;border-radius:20px;background:linear-gradient(135deg,#f7f9fc,#fff);overflow:hidden}.hc-reading-contact__intro{padding:32px 32px 23px;border-bottom:1px solid #e6ebf2}.hc-reading-contact__intro h2{font-size:30px;letter-spacing:-1px;line-height:1.2;margin:14px 0;color:#0c264b}.hc-reading-contact__intro>p{font-size:13px;line-height:1.85;color:#65758b;max-width:550px}.hc-reading-contact__person{display:flex;gap:12px;align-items:center;margin-top:20px}.hc-reading-contact__person img{width:45px;height:45px;border-radius:50%;object-fit:cover;object-position:center 20%;border:2px solid #fff;box-shadow:0 3px 10px #152a4520}.hc-reading-contact__person span{font-size:12px;font-weight:600;color:#233d60}.hc-reading-contact__person small{display:block;font-size:10px;font-weight:400;color:#7c8899;margin-top:4px}.hc-reading-contact__form{padding:26px 30px 20px;background:#fff}.hc-reading-contact__form .crm-form-slot{min-height:140px}.hc-reading-contact__privacy{font-size:10px;line-height:1.8;color:#76859b}.hc-reading-contact__privacy a{color:#225b9d}.hc-study-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:25px 0 0;border-top:1px solid #d7e0eb;padding-top:20px}.hc-study-facts dt{color:#6f7d91;font-size:10px;margin-bottom:5px}.hc-study-facts dd{font:600 18px Montserrat,sans-serif;color:#163a64;margin:0}.hc-pdf{scroll-margin-top:110px;padding:7px 0 35px}.hc-pdf__heading{display:flex;align-items:flex-end;justify-content:space-between;gap:15px;margin-bottom:18px}.hc-pdf__heading h2{margin:10px 0 0}.hc-pdf__heading>span{font-size:10px;color:#6b7e96;white-space:nowrap}.hc-pdf__links{display:flex;gap:22px;flex-wrap:wrap;align-items:center;margin:22px 0}.hc-pdf__links .hc-reading-link{color:#25578c}.hc-pdf iframe{display:block;width:100%;height:740px;border:1px solid #d6dfeb;border-radius:12px;background:#edf1f6}.hc-pdf .hc-pdf__fallback{font-size:11px;margin-top:14px;line-height:1.8}.hc-related{padding:60px 0 75px;background:#f3f5f8;border-top:1px solid #e7ebf1}.hc-related h2{font-size:30px;color:#142d50;letter-spacing:-.9px;line-height:1.3;margin:15px 0 30px}.hc-related__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.hc-related__grid>a{display:flex;flex-direction:column;border:1px solid #e2e7ee;border-radius:15px;overflow:hidden;background:#fff;text-decoration:none;transition:transform .2s}.hc-related__grid>a:hover{transform:translateY(-4px)}.hc-related__grid img{width:100%;height:170px;object-fit:cover;object-position:center 28%}.hc-related__grid>a>div{padding:23px;display:flex;flex-direction:column;flex:1}.hc-related__grid h3{font-size:17px;line-height:1.45;color:#183354;margin:0 0 22px}.hc-related__grid span{margin-top:auto;color:#9a7337;font-size:11px;font-weight:600}
@media(min-width:1200px){.hc-reading-layout{grid-template-columns:248px minmax(0,830px);gap:74px}.hc-reading-contact{display:grid;grid-template-columns:.85fr 1.15fr}.hc-reading-contact__intro{border-bottom:0;border-right:1px solid #e6ebf2;padding:31px 25px}.hc-reading-contact__intro h2{font-size:27px}.hc-reading-contact__form{padding:25px 22px}.hc-reading-contact__intro .hc-kicker{font-size:8px}}
@media(max-width:1000px){.hc-reading-hero__grid{gap:32px}.hc-reading-layout{grid-template-columns:205px minmax(0,1fr);gap:34px}.hc-person__portrait{height:180px}.hc-person__body{padding:17px}.hc-reading-hero h1{font-size:37px}.hc-reading-hero__art{height:310px}.hc-reading-hero--study .hc-reading-hero__grid{grid-template-columns:1.2fr 1fr}.hc-pdf iframe{height:600px}.hc-related__grid{gap:16px}}
@media(max-width:800px){.hc-reading-hero{padding:27px 0 35px}.hc-reading-hero__grid,.hc-reading-hero--study .hc-reading-hero__grid{grid-template-columns:1fr;gap:30px}.hc-reading-hero h1{font-size:37px;max-width:650px}.hc-reading-back{margin-bottom:27px}.hc-reading-hero__art{display:none}.hc-reading-hero--study .hc-reading-hero__art{display:block;width:min(100%,550px);justify-self:start;aspect-ratio:2.1;transform:none}.hc-reading-layout{grid-template-columns:1fr;gap:30px;padding-top:32px;padding-bottom:45px}.hc-reading-sidebar__inner{position:static;display:flex;gap:20px}.hc-person{display:flex;width:100%;max-width:510px;align-items:stretch}.hc-person__portrait{width:125px;flex:0 0 125px;height:auto;min-height:160px}.hc-person__body{padding:18px 20px}.hc-person__body h2{font-size:18px;margin:7px 0}.hc-person__body p{margin-bottom:11px}.hc-reading-toc{display:none}.hc-reading-summary{padding:23px}.hc-reading-summary>p{font-size:15px}.hc-reading-section{padding-top:33px}.hc-reading-section h2{font-size:24px}.hc-related__grid{grid-template-columns:repeat(3,minmax(0,1fr))}.hc-related__grid h3{font-size:14px}.hc-related__grid img{height:135px}.hc-related__grid>a>div{padding:17px}.hc-study-facts dd{font-size:16px}.hc-pdf__heading{display:block}.hc-pdf__heading>span{display:block;margin-top:12px}}
@media(max-width:520px){.hc-reading-hero h1{font-size:31px;letter-spacing:-1px}.hc-reading-hero__copy>p{font-size:14px}.hc-reading-meta{font-size:10px;gap:8px 11px}.hc-reading-meta span+span:before{margin-right:11px}.hc-reading-actions{gap:21px}.hc-reading-hero--study .hc-reading-hero__art{aspect-ratio:1.8}.hc-reading-section p,.hc-reading-section li{font-size:14px;line-height:1.95}.hc-reading-section h2,.hc-reading-summary h2{font-size:22px}.hc-reading-takeaway{padding:25px}.hc-reading-takeaway p{font-size:19px}.hc-reading-contact__intro{padding:27px 23px 23px}.hc-reading-contact__form{padding:24px 16px 18px}.hc-reading-contact__intro h2{font-size:28px}.hc-person__portrait{width:110px;flex-basis:110px}.hc-person__body{padding:16px}.hc-person__body>span{font-size:7px}.hc-person__body h2{font-size:17px}.hc-person__body p{font-size:10px}.hc-study-facts{gap:8px}.hc-study-facts dd{font-size:14px}.hc-pdf iframe{height:480px}.hc-pdf__links{gap:20px}.hc-related{padding:42px 0}.hc-related h2{font-size:26px}.hc-related__grid{grid-template-columns:1fr}.hc-related__grid>a{display:grid;grid-template-columns:110px 1fr}.hc-related__grid img{height:100%;min-height:140px}.hc-related__grid h3{font-size:15px}.hc-related__grid>a>div{padding:20px}.hc-reading .hc-local-nav nav{gap:12px}}
@media(prefers-reduced-motion:reduce){.hc-related__grid>a{transition:none}}

.hc-local-form fieldset{border:0;padding:0;margin:0;min-width:0}.hc-local-form legend{font:600 13px/1.6 Montserrat,sans-serif;color:#213d61;margin-bottom:20px}.hc-local-form__grid{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}.hc-local-form label{display:block;font-size:11px;font-weight:600;color:#405875;margin-bottom:17px}.hc-local-form :is(input,select,textarea){display:block;width:100%;margin-top:7px;padding:12px 11px;border:1px solid #dce3ed;border-radius:8px;font:400 11px/1.5 "Open Sans",sans-serif;color:#536c89;background:#fafbfd;opacity:1;-webkit-text-fill-color:#677d97;min-width:0}.hc-local-form textarea{height:90px;resize:none}.hc-local-form__consent{display:flex!important;align-items:flex-start;gap:8px;font-size:10px!important;font-weight:400!important;line-height:1.7}.hc-local-form__consent input{width:14px!important;margin:2px 0 0!important}.hc-local-form button{border:0;border-radius:8px;background:#173c68;color:#fff;font:600 11px/1.5 Montserrat,sans-serif;padding:14px 19px;opacity:.8}.hc-local-form__notice{font-size:10px;line-height:1.8;color:#78899e;margin:17px 0 0}@media(max-width:380px){.hc-local-form__grid{grid-template-columns:1fr}}

.hc-pdf-browser{border:1px solid #d6dfeb;border-radius:12px;overflow:hidden;background:#edf1f6}.hc-pdf-toolbar{display:flex;gap:11px;align-items:center;padding:12px 15px;background:#173253;color:#e6eef9;min-width:0;font-size:11px}.hc-pdf-toolbar label{display:flex;align-items:center;gap:8px;font-size:11px}.hc-pdf-toolbar input{width:44px;padding:6px 4px;border:1px solid #62809f;border-radius:5px;text-align:center;color:#fff;background:#ffffff12;font:inherit;appearance:textfield}.hc-pdf-toolbar input::-webkit-inner-spin-button{display:none}.hc-pdf-toolbar button{width:30px;height:30px;display:grid;place-items:center;background:#ffffff0d;border:1px solid #ffffff35;color:#fff;border-radius:6px;font:400 16px Arial;flex-shrink:0}.hc-pdf-toolbar button:disabled{opacity:.35;cursor:default}.hc-pdf-toolbar__spacer{flex:1}.hc-pdf-pane{position:relative;height:740px;overflow:auto;padding:16px;background:#dce2ea;overscroll-behavior:contain}.hc-pdf-pane canvas{display:block;margin:0 auto;max-width:none;background:#fff;box-shadow:0 3px 15px #0a244524}.hc-pdf-pane canvas:not([width]){display:none}.hc-pdf-status{padding:18px;font-size:12px;line-height:1.7;color:#385473;background:#f6f8fb;border-radius:7px}.hc-pdf-transcript{background:#f6f8fa;padding:14px 18px;color:#526983;font-size:11px;line-height:1.8}.hc-pdf-transcript summary{cursor:pointer;font-weight:600}.hc-pdf-transcript>div{white-space:pre-wrap;padding-top:15px;font-size:12px}@media(max-width:1000px){.hc-pdf-pane{height:600px}}@media(max-width:520px){.hc-pdf-toolbar{gap:7px;padding:10px}.hc-pdf-toolbar label{font-size:0;gap:0}.hc-pdf-toolbar input{font-size:11px;width:35px}.hc-pdf-toolbar button{width:27px;height:28px}.hc-pdf-pane{height:480px;padding:12px}.hc-pdf-transcript{padding:12px 14px}}

html:has(.hc-reading){scroll-behavior:auto}.hc-person__body{min-height:180px}

.hc-person--fernando .hc-person__portrait img{object-position:center 10%}.hc-person--ricardo .hc-person__portrait img{object-position:center 16%}

.hc-reading-hero__copy>.hc-reading-byline{margin:0 0 24px;color:#bccbde;font-size:11px;line-height:1.65}.hc-reading-byline time{white-space:nowrap}.hc-editorial-note{margin:28px 0 34px;padding:22px 24px;border-left:3px solid #c39a52;border-radius:0 12px 12px 0;background:#f5f7fa}.hc-editorial-note h2{margin:0 0 9px;color:#243e60;font-size:15px;line-height:1.4;letter-spacing:0}.hc-editorial-note p{margin:0;color:#52657e;font-size:13px;line-height:1.75}.hc-reading-citation{padding:16px 18px;border:1px solid #dce4ef;border-radius:10px;background:#f8fafc}.hc-reading-citation cite{font-style:normal}@media(max-width:520px){.hc-editorial-note{padding:18px 20px}.hc-reading-hero__copy>.hc-reading-byline{font-size:11px}}